Small Group Plan Designs

HMO
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BlueCross BlueShield of Georgia

Description of Benefits

Small Group HMO Plan Options
3003SX 3500SX 3800SX  3503SX  3802SX

Lifetime Maximum Unlimited Unlimited Unlimited  Unlimited Unlimited

Calendar year Deductible
(per member-max 3 members)
 In-Network $1,500 $1,000 $2,000 $2,000  $3,000

Coinsurance  In-Network 100% 80% 70%  80% 70%

Out-of-Pocket Maximum for Calendar Year - Includes Deductible
(per member-max 3 members)
 In-Network $1,500 $3,000 $5,000  $2,000  $3000

Physicians Office Visit PCP/Specialist
(includes x-ray and lab work done and billed by Drs. office)
 In-Network $40/$40 $40/$40 $40/$40  $25/$25  $25/$25

Outpatient Diagnostic
X-ray/Lab

(Plan pays after deductible)
 In-Network 100% 80% 70%  80%  70%

Outpatient Surgery Facility includes x-ray and lab
(Plan pays after deductible)
 In-Network $100 $500 copay per adm; 80% $1,000 copay per adm; 70%  80%  70%

Physician Outpatient Services (surgeon, radiologist, anesthesiologist, etc)
(Plan pays after deductible)
 In-Network 100% 80% 70%  80%  70%

Maternity
(physician fee only)
 In-Network
(1st visit only)
$40 $500 $1,000  $1,000  $150

Inpatient Hospital
(Plan pays after deductible)
 In-Network 100% $500 copay per adm; 80% $1,000 copay per adm; 70%  80%  70%

Physician Inpatient Services (surgeon, radiologist, anesthesiologist, etc)
(Plan pays after deductible)
 In-Network 100% 80% 70%  80%  70%

Physical and Occupational Therapy
20 visits allowed per year
 In-Network $40 $40 $40  $25  $25

Chiropractic Care
20 visits allowed per year
 In-Network $15 $15 $15 $15  $15

Inpatient Behavioral Health/Substance Abuse
30 Day calendar year max
(Plan pays after deductible)
 In-Network 100% $500 copay per adm; 80% $1,000 copay per adm; 70%  80%  70%

Outpatient Behavioral Health/Substance Abuse
20 Visit calendar year max
 In-Network $40  $40  $40   $25  $25

Emergency Room Copay
(waived if admitted)

In or Out
of Network
$100 $150 $150  $100  $150

Prescription Drug
Copays

Prescription deductible per member (calendar yr)

$0 $0 $250  $0  $250

Generic/Formulary

$20 $20 $20  $15  $20

Brand/Formulary

$35 $35 $35 $30  $35

Non-Formulary

$60 $60 Not Covered $60  Not Covered

Mail Order

$60 $60 $60  $60  $60

 Note: Plan benefits listed above are intended as a summary only and do not replace benefits listed in certificate of coverage. Some specific benefits may have limitations and/or exclusions. Refer to your policy for more detail.

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